Handling a property damage and/or personal injury (motor
vehicle) claim yourself is a simple and routine procedure for ordinary
individuals to process on their own ! The vast majority of motor
vehicle accident claims require no specialized expertise which allows
one to successfully settle it.

There are five characteristics found which makes them easy for one to undertake without handing their case to a lawyer:

#1. The vast majority of them are “Ordinary” in character.

#2. By and large they don’t involve serious injuries.

#3. More often than not (in comparison to the 10 to 15 percent
that do) their are relatively low financial stakes and also minor
economic losses involved.

#4. They’re processed by the insurance company (who will
ultimately be responsible for a payment to be made) in a highly
routine, assembly-line format.

#5. Both parties are ordinary citizens (rather than institutions) and demand no specific expertise to undertake.

There are thousands of laypersons who are under the impression
that when they gave their case to a lawyer that the large “Contingency
Fee” which the attorney will eventually take is in exchange for a
guarantee of SKILLED and PROFESSIONAL representation. Too often they
suddenly learn differently (but by then it’s to late) because by the
time that realization arrives they’ve already been taken to the
cleaners!

Most of us believe that lawyers have passed rigorous
examination, so we assume that when it comes to the proper execution of
legal documents and knowledge of the law, that surely they know what
they’re doing. But, “How To” properly handle and investigate a client’s
motor vehicle accident case, is not a skill learned in law school. Most
lawyers don’t have it - - nor do they take the time to develop them.

It’s not for his great knowledge of the law, or his great
expertise in courtroom skills, that an attorney can be effective in
securing for his client the best possible settlement in their motor
vehicle accident cases. Rather it’s possessing the skills and ability
to make patient, painstaking investigations, to gather information and
document a claim. But, here’s the problem: The vast majority of lawyers
lack those essential attributes so as to position themselves to
correctly process a clients motor vehicle accident claim.

QUESTION: “How can Dan Baldyga be so sure about what he’s
written regarding the above?” ANSWER: “Because Dan was an Insurance
Claims Adjuster, Supervisor, Manager and Trial Assistant. He observed
all of that come to pass - - for over 35 years!”

FURTHER INFORMATION ON THE SUBJECT OF LEGAL FEES: The Rand
Corporation for Civil Justice in Santa Monica, California found that
accident victims who filed claims in Federal and State courts in the
United States were awarded $21 to $25 billion of the $29 to $36 billion
in total national expenditure made on all tort lawsuits in 1985. (Just
imagine how much that figure has increased , over the many years, since
then!).

HOWEVER - - AND USING THOSE SAME STATISTICS - - THE FOLLOWING
WAS ALSO TRUE: After deducting the lawyer’s fees on all tort lawsuits
in that same year, the victims wound up going home with a “Net”
compensation of approximately $14 to $15 billion. These figures proved
that the injured party received 56% of that figure, while the
“Litigation System” got the rest = 44%! (The combined lawyers fees
alone constitute a whopping $11 to $13 billion dollars of the amount
paid!)

So, you may ask: Does the average claimant need a lawyer (who
more often than not knows little or nothing about “How To” settle a
(motor vehicle ) accident claim)? The answer is: No, they don‘t!

WHY? Because rather than resisting a payment the adjuster only
wants the claim to be supported by documentation. Proof that will
provide him and his superiors, in the Home Office (via the evidence of
value received) which has been nailed down with Medical Bills, Lost
Wage Letters, and similar documents. You don’t need a lawyer to obtain
these for you because you can get these yourself. So, don’t believe the
legal fraternity’s typical mumbo-jumbo con-job regarding, “My expertise
when dealing with the Insurance Company”.

And why not you may ask? The answer to that one is very
simple: Because when presented with these the adjuster will become a
willing buyer, whether your have a lawyer representing you or not!